Palomar Holdings, Inc. is a specialty insurance company based in La Jolla, California. Established in 2013, Palomar offers a range of property and casualty insurance products designed to meet the needs of both residential and commercial clients.
The company’s product offerings include earthquake, wind, flood, and specialty homeowners insurance, as well as commercial all-risk, inland marine, fronting, and crop insurance. Palomar leverages advanced data analytics and modern technology to provide customized and competitively priced insurance solutions. Their products are distributed through various channels, including retail agents, wholesale brokers, program administrators, and partnerships with other insurance companies.
Palomar’s growth is driven by its innovative approach to underwriting and risk management, focusing on underserved markets. The company’s financial health is robust, with substantial net income and revenue growth reported in recent quarters. This strong performance is supported by effective reinsurance strategies and a diversified product portfolio.