Consumer Debt

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A $1 Trillion Burden Looms For World Borrowers Refinancing Debt

(Bloomberg) — Governments and companies around the world are facing unprecedented costs to refinance bonds, a burden that’s set to deepen fissures in debt markets and expose more vulnerabilities among weaker borrowers. A corporate treasurer or finance minister looking to issue new notes now would likely have to pay interest that’s about 156 basis points […]

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Consumer Confidence
Consumer Debt
Consumer Discretionary
Consumer Spending

Consumer Spending Is Running Out Of Steam and the Market Isn’t Ready For It

(Bloomberg) — A key source of US economic growth this year — consumer spending — is showing signs of losing steam, even before Wednesday’s round of Federal Reserve rate hikes kick in. Credit card data show that spending in May was just 10% higher from the same month last year, according to a Barclays report […]

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Consumer Debt

Thinking of Paying Off Your Debt? Think Again, Say Advisors

Got debt? Don’t be so quick to dump it. That’s what financial advisors are telling clients with low-rate, fixed debt these days. “There’s never been a worse time to pay more than is required on fixed, low-interest rate loans, especially if you’ve got predictable and reliable cash flow,” says Adam Scott, principal and senior investment […]

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Consumer Debt
Consumer Finance
Consumer Lending

Consumer Debt in U.S. Surges by a Record $40 Billion

(Bloomberg) — U.S. consumer borrowing surged in November by the most on record, reflecting outsize increases in credit-card balances and non-revolving loans. Total credit jumped $40 billion from the prior month after a revised $16 billion gain in October, Federal Reserve figures showed Friday. On an annualized basis, borrowing increased 11%. The November gain exceeded […]

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Consumer Debt
Postpone Retirement
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Student Loans

Should you get out of debt before you retire? Here’s what you need to know

For most, debt is unavoidable during at least one point in their lives – whether it should be in retirement, however, is highly debatable. There are two types of debt: “good” debt and “bad” debt. Broadly speaking, good debt is for necessary, reasonable purchases that will improve your life, such as a low-interest debt for […]

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Consumer Debt
Consumer Discretionary
Consumer Finance
Consumer Lending
Credit Score
Mortgage Refinance

5 money moves to make before the Fed starts raising interest rates to fight inflation

5 money moves to make before the Fed starts raising interest rates to fight inflation Chairman Jerome Powell (pictured) and the other policymakers at the Federal Reserve just said again, after their recent December meeting, that they’ll keep holding a key interest rate near zero. But only for now. The officials also indicated that they […]

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Consumer Debt
Income Generation

13 simple ways to build your income this weekend

13 simple ways to build your income this weekend Does your bank account need a lifeline? Coronavirus cases are back on the rise, leaving many Americans stuck bearing the financial burden of the pandemic. That makes now a good time to let your finances heal and rebuild some income — just in case your budget […]

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