The retirement landscape is changing rapidly, and not for the better. The retirement savings gap—the difference between what people need to retire comfortably and what they have actually saved—is widening at an alarming rate. With the cost of living rising, stagnant wages, and longer life expectancies, many workers are finding themselves financially unprepared for retirement. […]
Read MoreRise of early retirement threatens pension poverty timebomb Boris Johnson came out fighting at Prime Minister’s Questions in the Commons last week. The besieged premier chose the jobs market as one of his battlegrounds. “We have more employees on the payroll now than before the pandemic began, and youth unemployment is at a record low,” […]
Read MoreFor most, debt is unavoidable during at least one point in their lives – whether it should be in retirement, however, is highly debatable. There are two types of debt: “good” debt and “bad” debt. Broadly speaking, good debt is for necessary, reasonable purchases that will improve your life, such as a low-interest debt for […]
Read MoreEveryone knows the financial arguments for why we should wait as long as possible to Social Security benefits: Your benefits increase by 8% for every year from age 62 to age 70 that you postpone claiming. For those who have other sources of income during these years, increases this large are hard to beat. But […]
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