Retirement Living

Retirement
Retirement Living
Retirement Plan

4.7% Rule Is Like A $283,000 Retirement Savings Bonus

Looking for a way to boost your retirement income? You can’t live off Social Security benefits alone. Smart retirement planning says the 4.7% Rule — not the 4% Rule — is your best shot for maximizing your retirement savings’ ability to generate income for 30 years. Who says the “4.7% Rule” tops the “4% Rule” […]

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Retirement
Retirement Accounts
Retirement Annuity
Retirement Living

This Mistake Is Costing You $1,400: But You Can Fix It

financial literacy is costing americans A recent study done across several different age groups throughout the country revealed a troubling finding about financial literacy among Americans. The study, which surveyed a total of 3,389 adults, showed that the average adult loses about $1,389.06 annually due to a lack of financial knowledge, including personal finance and […]

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Retirement
Retirement Accounts
Retirement Living
Retirement Plan

The No. 1 thing that can improve the retirement security of older workers

Ready for today’s retirement investing pop quiz? What’s the single most consequential thing you can do to improve your chances of not running out of money in retirement? I’ll try answering this question in a minute, but I’ll note first that chances are good that this question isn’t just hypothetical but applies to you personally. […]

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Retirement
Retirement Annuity
Retirement Bucket Strategy
Retirement Living
Retirement Plan
Retirement Planning

What Is the Retirement Bucket Strategy?

Retirement Bucket Strategy The main goal of most investors is to garner enough money in the market to fund their retirement years. Yet, many investors are unsure of how to properly pull money out of their accounts once they’re actually in retirement. The retirement bucket strategy is one of the many withdrawal strategies that investors […]

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Retirement
Retirement Accounts
Retirement Fears
Retirement Living
Retirement Mistakes
Retirement Plan
Retirement Planning

6 Surprising Facts About Retirement

Retirement is a topic that regularly makes headlines, and not all of them are encouraging. Americans are living longer than ever before. However, if you assume most people are saving more to prepare for their longer-term needs, you’d be mistaken. Here are some of the more startling truths about retirement in the U.S. Key Takeaways […]

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Retirement
Retirement Accounts
Retirement Fears
Retirement Living
Retirement Mistakes
Retirement Plan
Retirement Planning

10 quick money hacks to boost your retirement savings in 2022

If you want to get your new year off to a good start, try some quick and easy money moves to make yourself richer and fatten your retirement account. And don’t sweat the small stuff, because over time even minor savings can add up to big gains. Check out the chart above. It’s based on stock […]

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Retirement
Retirement Living
Retirement Plan

10 Rules for Investing After Retirement

How to invest your retirement money. After years of investing for retirement, how to invest money after retirement should be straightforward. But as with most “shoulds” in life, what should be one way is actually another. Investing after retirement is anything but straightforward. Retirees have to juggle finding safe investments to protect their income streams […]

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Retire Early
Retirement
Retirement Living
Retirement Plan

How to Retire Early

Wondering how to retire early? Lots of people would like an early escape from the rat race, whether it is to travel, pursue a passion project, start a business, volunteer, or just stop working. However, retirement planning is tricky enough when you plan to work until your full retirement age. It is even more so […]

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Retirement
Retirement Accounts
Retirement Living

Yes, You Can Manage Your Own Retirement!

Many financial professionals will, for a fee, help you navigate your way to and through retirement. But using a financial advisor isn’t mandatory. If you can’t afford, don’t trust, or otherwise would prefer not to use an advisor, managing your retirement is always an option. You have to map out a sensible plan and be […]

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Retirement Accounts
Retirement Fears
Retirement Living
Retirement Mistakes
Retirement Plan
Retirement Planning

Retirees Aren’t Spending Enough of Their Nest Eggs. Here’s Why.

Mosaymay/Dreamstime Linda Cooley of Florida has seen her nest egg grow dramatically since she retired more than five years ago as a lawyer. Cooley, 69, lives off pensions and Social Security and has yet to touch her retirement portfolio of several million dollars. Her financial advisor, Susan Elser of Indianapolis, frequently reminds Cooley she could […]

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Inflation
Retirement
Retirement Fears
Retirement Living
Retirement Mistakes

Retirees Can’t Ignore This Major Threat Any Longer

An Allianz survey found that Americans view rising inflation as the biggest risk to their retirement plans. Rampant inflation and rising consumer prices aren’t just impacting Americans’ finances today, it’s worrying them about tomorrow. Americans now view inflation as the biggest financial threat to their retirement plans, according to a recent survey conducted by Allianz […]

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